When I meet with families the question I get asked a lot is "Is there any funding for Assisted Living?" There are only two ways that I know of that input to the funding of AL. One being long term care insurance. I do find that some families do not check to see if their mom or dad has one of these policies. Ask them they may have taken it our years ago and I find some think it's only for a nursing home. But if it's worded for a residental care community it applies to Assisted Living. Most pay anywhere from $100 to $140 a day towards the rate. That could make or break which community you chose.
The other is VA Benefits. This benefit is for Veterans and widowed spouses who served during war time. The veteran commission will pay a portion of assisted living if there are 2 or more ADL's (activites of daily living) needed. I don't like to give out the amount they pay becasue it changes and there is an applicaiton process. But I have families that are receiving the benefit so it is out there. Here is a link to the Cleveland Chapter. http://www.vba.va.gov/ro/cleveland/index.html
If you are not in the area you can google VA and your town.
Happy almost TGIF!
Thursday, January 22, 2009
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